Shortage of skilled workers? Offer what others don't
Health as a Benefit — Retaining Employees
Without bKV: What Companies Stand to Lose
Shortage of Skilled Workers
Top talent chooses employers with better benefits.
High Absenteeism
Without preventive care and prompt treatment, employees are off work for longer.
Staff Turnover
Dissatisfied employees move to employers offering company health insurance (bKV).
Missed Tax Advantages
Up to €50/month tax-free as a non-cash benefit (§ 8 Abs. 2 EStG).
Advantages of Company Health Insurance
Tax-free up to €50/employee
Monthly non-cash benefit up to €50 is exempt from tax and social security contributions.
No Health Check
All employees are accepted without individual health questions.
Immediate Coverage
No waiting periods — protection applies from day one.
Employer Branding
Positioning as a caring, modern employer.
Reduced Absenteeism
Faster specialist appointments and better preventive care reduce illness-related absences.
Strengthen Your Employer Brand
The company health insurance is a visible benefit that makes an impression in job postings and interviews.
Which Companies Is This For?
All Industries
Company health insurance is suitable for companies of any size and industry.
Skill-Intensive Industries
IT, engineering, healthcare — wherever employee retention is critical.
Trades & Crafts
Dental supplemental coverage and fast specialist appointments as an attractive benefit.
Startups
Affordable, high-impact benefit starting with just a few employees.
What is covered?
Versichert
- Dental prosthetics and dental treatments beyond statutory insurance benefits
- Single or double room and chief physician treatment in hospital
- Alternative practitioners and alternative medicine
- Vision aids (glasses, contact lenses)
- Preventive examinations beyond statutory health insurance standard
- International health insurance for business trips
- Dental prophylaxis and professional teeth cleaning
- No health check for group contracts
Nicht versichert
- Services already covered by statutory/private health insurance
- Cosmetic surgery without medical indication
- Treatments prior to policy inception
- Spa and rehabilitation measures (without additional module)
- Addiction treatments (depending on tariff)
- Experimental treatment methods
How We Implement Your Company Health Insurance
Needs Analysis
Which benefit modules are most relevant for your workforce?
Tariff Selection
Comparison of company health insurance specialists: Hallesche, Signal Iduna, Allianz and others.
Rollout
Employee communication, enrollment, and contract launch.
Ongoing Support
Managing enrollments and departures, annual tariff review.
Frequently Asked Questions about Company Health Insurance (bKV)
Request Consultation
Free and non-binding — we will get back to you within 24 hours.
Group Health Insurance for Your Business
Strengthen your employer branding with company health insurance.