Cyber attacks cost mid-sized businesses an average of €203,000

Ransomware, data breaches, IT outages — one in two businesses gets attacked. Are you prepared?

Digital Risks. Real Protection.

Cyberattacks, data breaches, and IT outages cost German businesses billions every year. Cyber Insurance protects against the financial consequences of hacker attacks, ransomware, and data protection violations. We analyze your IT risk profile and find the right coverage — including crisis management and immediate assistance in the event of a claim.

What Cyber Insurance Covers

Own Damages

Business interruption, data recovery, forensic investigation and crisis communication.

Third-Party Damages

Liability claims arising from data breaches, transmission of malware to customers.

Ransomware

Negotiation with extortionists, ransom payments (where legally permissible) and decryption.

GDPR Violations

Legal advice, reporting obligations to authorities and affected parties, protection against fines.

Social Engineering

Protection against CEO fraud, phishing and manipulated transfers.

24/7 Crisis Hotline

Immediate expert support in an emergency — IT forensics, legal and communications.

Which Companies Need Cyber Protection?

Online Retail

Protect customer data, payment information, and shop availability.

Medical Practices & Law Firms

Particularly sensitive data — GDPR violations can result in heavy fines.

Manufacturing & Industry

The networking of IT and OT (Operational Technology) creates new attack surfaces.

Service Providers & Consultants

Confidential customer data and trade secrets as targets of attack.

What is covered?

Versichert

First-party losses from hacking attacks and data loss
Business interruption due to cyber incidents
Costs for IT forensics and data recovery
Third-party liability claims in the event of a data breach
Ransom payments in ransomware cases (depending on the policy)
Crisis management and PR costs
Notification costs pursuant to GDPR reporting obligations
Cyber extortion and social engineering

Nicht versichert

Intentional acts by the policyholder
Damages caused by known, unpatched security vulnerabilities
Patent and copyright infringements
Damages caused by war and state-sponsored cyberattacks
Infrastructure outages by the internet service provider
Fines and penalties (legally contested under insurance law)

How we protect your business digitally

IT Risk Analysis

Assessment of your IT infrastructure, security measures, and specific risks.

Coverage Concept

Tailored policy with all relevant components for your industry and company size.

Market Comparison

Requests submitted to specialized cyber insurers — premiums vary significantly depending on IT security standards.

Prevention & Protection

Many insurers offer free training, phishing tests, and security checks.

Frequently Asked Questions About Cyber Insurance

Yes, SMEs in particular are affected. Attackers use automated tools that indiscriminately scan for vulnerabilities. Small businesses often have less IT security in place and are therefore easier targets.

For an SME with 10 employees and good IT security, premiums start at approximately €500–1,500 per year. The premium depends heavily on the industry, revenue, and IT security standard.

Yes, most cyber policies also cover damages caused by employee errors — for example, accidental data deletion or clicking on phishing links.

Minimum requirements typically include: an up-to-date firewall, antivirus protection, regular backups, and patch management. The better your IT security, the lower the premium.

Request Consultation

Free and non-binding — we will get back to you within 24 hours.

Secure Against Cyber Risks Now

Protect your business from digital threats — with a tailor-made cyber policy.

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