10 Vehicles, 10 Policies, 10 Cancellation Dates — There's a Better Way
One Policy for Your Entire Vehicle Fleet
Typical Challenges
High Individual Premiums
Individual policies are more expensive than fleet rates — especially for young drivers.
Administrative Burden
Dozens of contracts with different terms and insurers.
Accumulation of Claims
Multiple claims in one year can ruin the no-claims classes of individual vehicles.
New Vehicles
Every new vehicle requires its own eVB — with fleets, this happens automatically.
Benefits of Fleet Insurance
Volume Discount
Significantly lower premiums than individual policies.
Central Administration
One policy, one contact person, one invoice for all vehicles.
Flexible Changes
Vehicles can be added or removed at any time.
Claims History
Claims are spread across the entire fleet — no risk of premium step-back.
No-Claims Discounts
Favorable terms through bundled claims management and reduced administrative effort.
Flexible Vehicle Management
Add or remove new vehicles at any time — without taking out a new policy.
Which businesses is this for?
Trades & Crafts
Vans, flatbed trucks, and cars for technicians.
Field Sales
Car fleet for sales representatives.
Logistics
Trucks, Sprinters, and light commercial vehicles.
Care Services
Multiple small cars for home visits.
What is covered?
Versichert
- Motor vehicle liability insurance for all fleet vehicles
- Partial and comprehensive coverage with uniform conditions
- GAP coverage for leased vehicles
- Passenger accident insurance
- Automatic coverage for new vehicles
- Master policy with special conditions from 3 vehicles
- No-claims discount on a fleet basis
- 24h breakdown assistance and roadside protection
Nicht versichert
- Private use by employees (without agreement)
- Races and competitive driving
- Intentionally caused damages
- Damages on non-public premises (without add-on)
- Cargo and transported goods (→ Transport Insurance)
- Vehicles without a valid safety inspection
How We Insure Your Fleet
Fleet Data
Vehicle list with manufacturer/type codes (HSN/TSN), year of manufacture, and type of use.
Analysis
Claims history for the past 3 years, driver pool, and area of operation.
Fleet Quote
Direct comparison of specialist fleet insurers.
Transition
All vehicles are transferred to the fleet policy on the agreed effective date.
Frequently Asked Questions
Request Consultation
Free and non-binding — we will get back to you within 24 hours.
Insure Your Fleet Optimally
We create a tailored fleet quote for your vehicle fleet.