0711 · 2172 3240 service@die-vm.comLeinfelden-Echterdingen

Cargo Insurance

€50,000 of goods. One truck accident. Everything lost?

A lot can happen between the warehouse and the customer: accidents, theft, damage. Cargo insurance protects your goods every step of the way.

Request a Quote 0711 · 2172 3240

Getting Goods Safely from A to B

Whether by truck, ship, or air freight — your goods are exposed to a wide range of risks during transit. Transport insurance protects against damage, loss, and theft during transportation. We insure individual shipments or your entire flow of goods.

Typical Transport Risks

Traffic Accident

A truck accident damages the entire cargo.

Theft

Cargo theft at rest stops or intermediate storage facilities.

Weather Damage

Rain, frost, or heat damages sensitive goods.

Handling Damage

Breakage or deformation during loading and unloading.

Insurance Benefits

All-Risk Coverage

Protection against all unforeseen damages during transport.

Worldwide Protection

All transport routes and means of transport insured — internationally.

Handling & Storage

Interim storage and handling are also covered.

Flexible

Single shipment or annual policy — depending on transport volume.

Storage Included

Protection also during interim storage along the transport route.

Worldwide Protection

Insurance coverage on all transport routes — domestic and international.

Which companies is this for?

Retail & E-Commerce

Regular shipment of goods to customers and intermediaries.

Manufacturing

Supplier parts and finished products in transit.

Freight Forwarders

Liability supplement to the carrier's CMR liability.

Import/Export

Overseas transports with increased risk.

What is covered?

Versichert

Damage to and loss of goods during transit
Theft and robbery of transported goods
Damage caused by accidents involving the means of transport
Fire, water, and storm damage during transit
Loading and unloading damage
Storage during transit (intermediate warehousing)
All transport routes: road, rail, sea, air
Valuables insurance for particularly high-value goods

Nicht versichert

Damage due to inadequate packaging
Natural shrinkage and inherent spoilage
Damage caused by war and piracy (without war clause)
Delay damages without physical damage
Nuclear energy and radioactive contamination
Intentionally caused damages

How We Insure Your Transports

Transport Analysis

What goods do you transport, where to, and how often?

Risk Assessment

Means of transport, packaging, and sensitivity of the goods.

Coverage Concept

Individual or blanket policy with appropriate clauses.

Policy Placement

Flexible policy with straightforward claims reporting.

Frequently Asked Questions

Yes, but limited: under the HGB a maximum of 8.33 SDR/kg (approx. 10 EUR/kg) for domestic transport. For valuable goods, the carrier's liability covers only a fraction of the goods' value.

Approx. 0.1–0.5% of the goods' value per shipment. For regular shipping, a blanket policy is more cost-effective.

Yes, transports using your own vehicles can also be included in the policy.

Road, rail, and inland waterway transports are covered as standard. Air and sea transports can be included via extended clauses.

Yes, because the freight carrier's liability is limited by law (8.33 SDR/kg under the CMR). For high-value goods, the carrier's liability often covers only a fraction of the goods' value.

Request Consultation

Free and non-binding — we will get back to you within 24 hours.

Secure Your Goods in Transit

Protect your goods along the entire transport route.

Request a Quote 0711 · 2172 3240

Cargo Insurance

€50,000 of goods. One truck accident. Everything lost?

A lot can happen between the warehouse and the customer: accidents, theft, damage. Cargo insurance protects your goods every step of the way.

Request a Quote 0711 · 2172 3240

Getting Goods Safely from A to B

Typical Transport Risks

Traffic Accident

A truck accident damages the entire cargo.

Theft

Cargo theft at rest stops or intermediate storage facilities.

Weather Damage

Rain, frost, or heat damages sensitive goods.

Handling Damage

Breakage or deformation during loading and unloading.

Insurance Benefits

All-Risk Coverage

Protection against all unforeseen damages during transport.

Worldwide Protection

All transport routes and means of transport insured — internationally.

Handling & Storage

Interim storage and handling are also covered.

Flexible

Single shipment or annual policy — depending on transport volume.

Storage Included

Protection also during interim storage along the transport route.

Worldwide Protection

Insurance coverage on all transport routes — domestic and international.

Which companies is this for?

Retail & E-Commerce

Regular shipment of goods to customers and intermediaries.

Manufacturing

Supplier parts and finished products in transit.

Freight Forwarders

Liability supplement to the carrier's CMR liability.

Import/Export

Overseas transports with increased risk.

What is covered?

Versichert

Damage to and loss of goods during transit
Theft and robbery of transported goods
Damage caused by accidents involving the means of transport
Fire, water, and storm damage during transit
Loading and unloading damage
Storage during transit (intermediate warehousing)
All transport routes: road, rail, sea, air
Valuables insurance for particularly high-value goods

Nicht versichert

Damage due to inadequate packaging
Natural shrinkage and inherent spoilage
Damage caused by war and piracy (without war clause)
Delay damages without physical damage
Nuclear energy and radioactive contamination
Intentionally caused damages

How We Insure Your Transports

Transport Analysis

What goods do you transport, where to, and how often?

Risk Assessment

Means of transport, packaging, and sensitivity of the goods.

Coverage Concept

Individual or blanket policy with appropriate clauses.

Policy Placement

Flexible policy with straightforward claims reporting.

Frequently Asked Questions

Yes, but limited: under the HGB a maximum of 8.33 SDR/kg (approx. 10 EUR/kg) for domestic transport. For valuable goods, the carrier's liability covers only a fraction of the goods' value.

Approx. 0.1–0.5% of the goods' value per shipment. For regular shipping, a blanket policy is more cost-effective.

Yes, transports using your own vehicles can also be included in the policy.

Road, rail, and inland waterway transports are covered as standard. Air and sea transports can be included via extended clauses.

Yes, because the freight carrier's liability is limited by law (8.33 SDR/kg under the CMR). For high-value goods, the carrier's liability often covers only a fraction of the goods' value.

Request Consultation

Free and non-binding — we will get back to you within 24 hours.

Secure Your Goods in Transit

Protect your goods along the entire transport route.

Request a Quote 0711 · 2172 3240