0711 · 2172 3240 service@die-vm.comLeinfelden-Echterdingen

Event Liability Insurance

200 Guests. One Accident. One Lawsuit for Damages

As an event organiser, you are liable for everything that happens at your event — personal injury, property damage, consequential costs. The right coverage protects your reputation.

Request a Quote 0711 · 2172 3240

Plan Events — Manage Risks

As an event organizer, you are liable for damages incurred by visitors or third parties at your event. Event organizer liability insurance protects you at trade fairs, concerts, corporate events, and sporting events — from small celebrations to large-scale events.

Typical Risks

Visitor Accidents

A guest slips on a wet floor or trips over cables.

Property Damage

Event setup damages the rented venue.

Fire

Pyrotechnics or catering causes a fire.

Cancellation

Unforeseen circumstances force the cancellation — costs have already been incurred.

Benefits

Personal Injury

Treatment costs and compensation for pain and suffering in case of visitor injuries.

Property Damage

Damage to the venue, rented equipment, or third-party property.

Financial Losses

Consequential costs due to event cancellation or abandonment.

Passive Legal Protection

Defense against unjustified claims.

Event Cancellation

Optional: Coverage against financial losses in case of weather-related or officially mandated cancellation.

Set-Up and Dismantling

Insurance coverage already during the set-up and dismantling phase — not only during the event itself.

For Which Events?

Corporate Events

Company parties, seminars, client events, and team-building activities.

Trade Fairs & Congresses

Trade fairs, conferences, and exhibitions.

Cultural Events

Concerts, theater, festivals, and readings.

Sports Events

Corporate runs, tournaments, and sports days.

What is covered?

Versichert

Personal injury and property damage at events
Damages to rented event venues
Damages during setup and dismantling work
Liability for accidents involving visitors and participants
Damages from pyrotechnics and special effects (depending on tariff)
Food poisoning at catering events
Legal defense costs
Single-event or annual policy for recurring events

Nicht versichert

Cancellation or postponement of the event (→ Event Cancellation Insurance)
Intentionally caused damages
Damages caused by serving alcohol to minors
Damages to property belonging to artists/exhibitors
Environmental damages without additional module
Damages from extreme sports events (without specialist coverage)

How We Insure Your Event

Describe the Event

Type, location, duration, expected number of visitors, and program items.

Assess the Risks

Indoor/outdoor, pyrotechnics, alcohol service, sports?

Choose Coverage

Single event or annual policy for multiple events.

Start Your Insurance

Take out coverage in good time before the event — last-minute arrangements also possible.

Frequently Asked Questions

Even for small company events with 20 people, you bear liability as an organizer. The cost of a single-event insurance policy is low (from EUR 50).

For a single event with 100 attendees: from approx. EUR 50–200. Annual policies for regular events: from approx. EUR 300–1,000.

Commercial liability insurance often excludes event-related risks or significantly limits coverage. A separate event organizer liability policy is strongly recommended.

In principle, yes — as an organizer, you are liable for all damages incurred by participants or third parties. Even a toppled cocktail table stand can trigger substantial compensation claims. We recommend a policy from 10 participants onwards.

Yes, most policies are valid throughout Europe. For events outside Europe, the territorial scope can be extended — please contact us before planning your event.

Request Consultation

Free and non-binding — we'll get back to you within 24 hours.

Host Events with Confidence

Protect yourself and your guests at corporate events and functions.

Request a Quote 0711 · 2172 3240

Event Liability Insurance

200 Guests. One Accident. One Lawsuit for Damages

As an event organiser, you are liable for everything that happens at your event — personal injury, property damage, consequential costs. The right coverage protects your reputation.

Request a Quote 0711 · 2172 3240

Plan Events — Manage Risks

Typical Risks

Visitor Accidents

A guest slips on a wet floor or trips over cables.

Property Damage

Event setup damages the rented venue.

Fire

Pyrotechnics or catering causes a fire.

Cancellation

Unforeseen circumstances force the cancellation — costs have already been incurred.

Benefits

Personal Injury

Treatment costs and compensation for pain and suffering in case of visitor injuries.

Property Damage

Damage to the venue, rented equipment, or third-party property.

Financial Losses

Consequential costs due to event cancellation or abandonment.

Passive Legal Protection

Defense against unjustified claims.

Event Cancellation

Optional: Coverage against financial losses in case of weather-related or officially mandated cancellation.

Set-Up and Dismantling

Insurance coverage already during the set-up and dismantling phase — not only during the event itself.

For Which Events?

Corporate Events

Company parties, seminars, client events, and team-building activities.

Trade Fairs & Congresses

Trade fairs, conferences, and exhibitions.

Cultural Events

Concerts, theater, festivals, and readings.

Sports Events

Corporate runs, tournaments, and sports days.

What is covered?

Versichert

Personal injury and property damage at events
Damages to rented event venues
Damages during setup and dismantling work
Liability for accidents involving visitors and participants
Damages from pyrotechnics and special effects (depending on tariff)
Food poisoning at catering events
Legal defense costs
Single-event or annual policy for recurring events

Nicht versichert

Cancellation or postponement of the event (→ Event Cancellation Insurance)
Intentionally caused damages
Damages caused by serving alcohol to minors
Damages to property belonging to artists/exhibitors
Environmental damages without additional module
Damages from extreme sports events (without specialist coverage)

How We Insure Your Event

Describe the Event

Type, location, duration, expected number of visitors, and program items.

Assess the Risks

Indoor/outdoor, pyrotechnics, alcohol service, sports?

Choose Coverage

Single event or annual policy for multiple events.

Start Your Insurance

Take out coverage in good time before the event — last-minute arrangements also possible.

Frequently Asked Questions

Even for small company events with 20 people, you bear liability as an organizer. The cost of a single-event insurance policy is low (from EUR 50).

For a single event with 100 attendees: from approx. EUR 50–200. Annual policies for regular events: from approx. EUR 300–1,000.

Commercial liability insurance often excludes event-related risks or significantly limits coverage. A separate event organizer liability policy is strongly recommended.

Yes, most policies are valid throughout Europe. For events outside Europe, the territorial scope can be extended — please contact us before planning your event.

Request Consultation

Free and non-binding — we'll get back to you within 24 hours.

Host Events with Confidence

Protect yourself and your guests at corporate events and functions.

Request a Quote 0711 · 2172 3240