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Secure Your Loan

Whether a mortgage, car financing, or business loan — protect yourself and your loved ones against default.

Why Loan Protection?

A loan is a long-term commitment. If you are unable to make payments due to illness, accident, or death, you or your family may face serious financial hardship. We will show you the best coverage options available.

Coverage Options

Term Life Insurance

Pays off the loan in the event of death — protecting your dependents.

Disability Insurance

Covers your loan repayments if you are no longer able to work.

Residual Debt Insurance

Protection specifically tied to the loan — we assess whether it's worth it for you.

Unemployment Protection

Additional coverage in the event of job loss.

Who needs life insurance coverage?

Families with Children

Protection for surviving dependents — ensuring the family is financially secure.

Property Owners

Coverage for mortgage financing, so the partner can keep the home.

Sole Earners

Especially important when the family depends on a single income.

What is covered?

Versichert

Death benefit protection for the agreed term
Coverage of loans and credits
Survivor protection for the family
Flexible terms and insured sums

Nicht versichert

Death by intentional self-harm (waiting period)
War events and civil unrest
Death due to undisclosed pre-existing conditions

Optimal Coverage in 3 Steps

Assess Your Needs

We analyze your personal situation and determine the optimal insurance coverage for you.

Compare Offers

Independent comparison across 150+ insurers — we find the best policy for you.

Secure Your Coverage

Simple sign-up and ongoing support — we're by your side when you need to make a claim.

A separate term life insurance policy is almost always cheaper and more flexible than a residual debt insurance policy tied to the loan. We compare both options for you.

Home loans, installment loans, auto loans, and business loans. Coverage is provided through term life insurance (death) and/or disability insurance (loss of income).

In most cases, yes. Bank residual debt insurance policies are often more expensive and have limited benefits. An independent term life or disability insurance policy offers better terms and flexibility.

At least equal to the current outstanding debt, ideally with a buffer for interest and living expenses during the settlement process. We calculate the optimal sum for your situation.

Request Credit Protection

Secure Your Loan Protection

Independent comparison of the best coverage options.

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