0711 · 2172 3240 service@die-vm.comLeinfelden-Echterdingen

Home Construction & Property

The dream of owning your own home requires the right insurance coverage — from the first groundbreaking to move-in day and beyond.

Comprehensive Coverage for Home Construction

Building a house involves a wide range of risks. As a property developer, you are liable for damages on the construction site. We ensure that you are optimally protected at every stage.

Essential Insurance Policies

Builder's Liability Insurance

Mandatory for every property developer — protects against third-party damage claims.

Construction All-Risk Insurance

Protection against damage to the building caused by storms, vandalism, or construction defects.

Residential Building Insurance

Essential from completion onwards — fire, storm, and water damage.

Construction Financing

Term life insurance to secure the construction loan.

Home Contents Insurance

Protection for your belongings after moving in.

Natural Hazard Coverage

Additional protection against flooding, earthquakes, and landslides.

Who is this consultation particularly important for?

Property Developers

Protection during the construction phase and beyond — builder's liability, construction performance, residential building insurance.

Property Buyers

Optimal insurance coverage when purchasing an existing property.

Homeowners

Regular review and optimization of existing residential building coverage.

Which coverage is important?

Versichert

Personal Liability Insurance
Disability Insurance
Household Contents Insurance
Retirement Provision
Term Life Insurance

Nicht versichert

Unnecessary duplicate insurance policies
Over-insurance through excessively high coverage limits
Insurance policies without genuine need

How We Support You

Analyze Your Life Situation

We discuss your current situation, your plans, and your existing insurance coverage.

Determine Your Coverage Needs

Together we identify which insurance policies are important right now and where gaps exist.

Secure Optimal Protection

You receive a personalized concept with the best rates from over 150 insurance companies.

At minimum, a builder's liability insurance and a construction performance insurance. Depending on the project, additional policies may be required.

At the latest upon completion of the shell construction. Many banks require proof of insurance when arranging the building finance.

Builder's liability insurance (during the construction phase), construction performance insurance (against damage to the shell construction), fire shell construction insurance (often included free of charge with the subsequent residential building insurance). We put together a complete package.

Ideally from the date the property is ready for occupancy. The fire shell construction insurance covers the construction phase. When purchasing a house, you take over the seller's existing insurance and have a special right of termination.

Request a Builder's Check

We will create a tailor-made insurance plan for your construction project.

Start with the Builder's Check

Free consultation on all insurance matters related to your construction project.

Book Appointment Call Us