0711 · 2172 3240 service@die-vm.comLeinfelden-Echterdingen

Job Change & Career

A job change brings changes to occupational pension schemes, health insurance, and more. We ensure a smooth transition.

What Changes When You Switch Jobs

Occupational pension plans, group insurance policies, and possibly your health insurance status — there's a lot to consider when changing jobs. We'll help you make sure nothing gets overlooked.

Key Considerations

Company Pension Plan

What happens to your company pension? Portability, transfer, or contribution suspension?

Health Insurance

Statutory health insurance threshold, switch to private health insurance, or change of status when becoming self-employed.

Disability Insurance

A career change can affect your disability insurance — we review your policy.

D&O Insurance

As a managing director or executive board member, you need personal protection.

Who is this consultation particularly important for?

Career Starters

Essential coverage when starting your professional life — Disability Insurance, Liability Insurance, retirement planning.

Job Changers

Review of occupational pension plans and adjustment to the new employer.

Professionals Moving Up

Adapting insurance coverage to increased income and new responsibilities.

What coverage is important?

Versichert

Personal Liability Insurance
Disability Insurance
Home Contents Insurance
Retirement Provision
Term Life Insurance

Nicht versichert

Unnecessary duplicate insurance policies
Over-insurance through excessive coverage amounts
Insurance policies without genuine need

How We Support You

Analyze Your Life Situation

We discuss your current situation, your plans, and your existing insurance coverage.

Determine Your Protection Needs

Together we identify which insurance policies are important right now and where gaps exist.

Secure Optimal Coverage

You receive a personalized concept with the best rates from over 150 insurance companies.

You have several options: transfer to your new employer, premium suspension, or private continuation. We will advise you on the best solution.

Not necessarily, but a change of profession can affect the terms and conditions. We will review your existing contract free of charge.

Yes, especially regarding disability insurance (BU) (occupational class may change), occupational pension (bAV) (portability to be clarified), and company car (motor insurance). We will review all your contracts free of charge when you change jobs.

You have the right to transfer your occupational pension (bAV) to your new employer (portability). Alternatively, you can suspend contributions or continue the contract privately. We will advise you on the best option.

Request Job Change Check

Seamless Transition

We take care of your insurance coverage during your job change.

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