0711 · 2172 3240 service@die-vm.comLeinfelden-Echterdingen

Self-Employment

As a self-employed professional, you bear full responsibility. We make sure your insurance coverage fits your business.

Insurance for the Self-Employed

Without an employer, you need to take care of health insurance, retirement planning, and business liability insurance yourself. We help both founders and experienced self-employed professionals alike.

Essential Coverage

Health Insurance

Statutory or private health insurance? The right choice depends on your situation and goals.

Business Liability Insurance

Protects you and your company from claims for damages.

Disability Insurance

Your ability to work is your most valuable asset — especially as a self-employed person.

Retirement Provision

No statutory pension? Then private provision is a must.

Legal Protection Insurance

Business disputes can be costly — with legal protection insurance you are covered.

Cyber Insurance

Protection against hacker attacks, data loss, and IT failures.

Who is this consultation especially important for?

Founders & Freelancers

Essential coverage when taking the step into self-employment.

Self-Employed Entrepreneurs

Business and personal coverage from a single source.

Managing Directors & Executives

Personal coverage and D&O protection for company leaders.

What coverage is important?

Versichert

Personal Liability Insurance
Disability Insurance
Home Contents Insurance
Retirement Provision
Term Life Insurance

Nicht versichert

Unnecessary duplicate insurance policies
Over-insurance through excessively high coverage amounts
Insurance policies without genuine need

How We Support You

Analyze Your Life Situation

We discuss your current situation, your plans, and your existing insurance coverage.

Determine Your Coverage Needs

Together we identify which insurance policies are important right now and where gaps exist.

Secure Optimal Protection

You receive a personalized concept with the best rates from over 150 insurance companies.

At minimum: health insurance, business liability insurance, disability insurance. Depending on your industry, additional coverage may be required.

Yes, as a voluntary member. Contributions are based on your income. We advise you on the advantages and disadvantages.

At minimum: business liability insurance (often required by law), health insurance (mandatory) and disability insurance. Depending on your industry, additional mandatory insurance policies may apply.

Disability insurance and private supplementary insurance can generally be continued. Health insurance must be rearranged (GKV voluntary or private health insurance). We review all options when you make the switch.

Request Founder Consultation

Specifically for freelancers and founders — free and non-binding.

Start Founder Check

We create a tailored insurance concept for your business.

Book Appointment Call Us