Why bicycle insurance makes sense
What Bicycle Insurance Covers
Theft Protection
Insured against theft — even outside your own four walls.
Vandalism & Drops
Protection against deliberate damage and drop-related damage.
Electronics Protection
Specially for e-bikes: motor, battery, and display are covered.
Wear & Repair
Some tariffs also cover wear and tear and repair costs.
Who benefits from bicycle insurance?
E-Bike Owners
With purchase prices of €2,000–€5,000, insurance is particularly worthwhile.
Commuters
Those who cycle daily face a higher risk of theft and accidents.
Sport Cyclists
High-quality road bikes and mountain bikes deserve professional insurance coverage.
What is covered?
Versichert
- Theft of the bicycle / e-bike
- Vandalism and damage
- Battery and electronics damage (for e-bikes)
- Accident and fall damage
- Worldwide coverage
Nicht versichert
- Normal wear and tear
- Damage caused by improper use
- Theft without adequate security measures
Optimal Coverage in 3 Steps
Assess Your Needs
We analyze your personal situation and determine the optimal insurance coverage for you.
Compare Offers
Independent comparison across 150+ insurers — we find the best plan for you.
Secure Your Coverage
Simple sign-up and ongoing support — we're by your side in the event of a claim too.
Frequently Asked Questions
Compare Bicycle Insurance
Free and non-binding — coverage from €5/month.