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Hospital Supplemental Insurance

In the hospital
in the best of hands

Senior physician treatment, private room, and free choice of hospital — hospital supplemental insurance gives you the benefits of a private patient.

Treated Like a Private Patient in the Hospital

Single room, chief physician treatment, and free choice of hospital — hospital supplemental insurance gives statutory insured patients the benefits of private patients. Particularly worthwhile for surgeries and extended hospital stays.

Your Benefits in Hospital

Chief Physician Treatment

Treatment by the most experienced specialist in the department — not the on-call doctor.

Single/Double Room

More privacy and rest for your recovery — especially important during longer stays.

Free Choice of Hospital

Receive treatment at the best clinic for your diagnosis — anywhere in Germany.

Rooming-in

Overnight stay for a parent during inpatient treatment of children.

Hospital Daily Allowance

Daily supplement for personal expenses during your stay.

Transport

Coverage of medical repatriation and transfer costs.

Who benefits from this coverage?

Statutory Health Insurance Members

Enjoy private patient comfort without fully switching to private health insurance.

Families

Rooming-in for parents, senior physician treatment for the little ones.

People aged 40+

With increasing age, the likelihood of inpatient stays rises.

Employed Individuals

Faster recovery thanks to better care — fewer sick days.

What is covered?

Versichert

Nicht versichert

How to Achieve Private Patient Status

1

Clarify Needs

Chief physician, private room, or both? We define your desired coverage.

2

Health Questions

Brief health assessment — we help you answer it.

3

Compare Tariffs

The best providers in a direct benefits and price comparison.

4

Start Coverage

Quick enrollment, short waiting periods — you'll be a private patient before you know it.

Frequently Asked Questions

After a waiting period of usually 3 months (general) or 8 months (for pre-existing conditions). Some tariffs offer immediate coverage for accidents.
Yes, even for planned surgeries you are entitled to a senior consultant and a private room — provided the waiting period has elapsed.
Depending on age and scope of benefits, starting at approx. 15–40 EUR/month. The younger you are when you sign up, the more affordable it is.
Yes, but premiums increase with age. Taking out a policy early secures more favorable terms.

Request Consultation

Free and non-binding — your personal insurance comparison.

Become a Private Patient

Chief physician treatment, private room, and free choice of clinic — we find the best tariff for you.