Why PV Insurance Is Important
What PV Insurance Covers
Storm & Hail
Protection against weather damage — the most common cause of loss for PV systems.
Technical Defects
Overvoltage, short circuits, and material faults — including inverters and storage units.
Theft
Protection against theft of modules and components.
Loss of Yield
Compensation for lost feed-in tariff revenue in the event of system failure.
Who needs PV insurance?
Homeowners with PV Systems
Protection of the investment and coverage of the yield.
Landlords with Solar Systems
Coverage of rental income and the system on rented rooftops.
Commercial PV Operators
Professional insurance coverage for larger solar installations.
What is covered?
Versichert
- Damage caused by fire, lightning strike, and power surges
- Storm and hail damage
- Loss of yield due to insured damage
- Theft of the system or parts thereof
- Animal bite damage to cables
Nicht versichert
- Normal performance degradation over the service life
- Damage caused by faulty installation
- Purely cosmetic defects without functional impairment
Optimal Coverage in 3 Simple Steps
Assess Your Needs
We analyze your personal situation and determine the optimal insurance coverage for you.
Compare Offers
Independent comparison across 150+ insurers — we find the best policy for you.
Secure Your Coverage
Simple sign-up and ongoing support — we're by your side when you need to make a claim too.
Frequently Asked Questions
Compare PV Insurance
Free and non-binding.