Diagnosis received.
Financially protected.
Diagnosed with cancer, heart attack, or stroke — financially protected
What Critical Illness Insurance Offers
Immediate Lump-Sum Payment
Upon diagnosis, you receive the full insured sum — with no waiting period and no restrictions on use.
Comprehensive Illness Catalogue
Over 40 serious illnesses covered: cancer, heart attack, stroke, MS, organ failure, and more.
Complement to Disability Insurance
Pays out even if you are still able to work despite your illness — Disability Insurance often does not cover this.
Unrestricted Use of Funds
Use the money for alternative treatments, home assistance, or taking time off.
Who is this insurance suitable for?
Professionals with High Income
Financial security when a serious illness changes your accustomed way of life.
Self-Employed and Freelancers
No employer to cover your loss of income — the lump-sum payment bridges the critical phase.
People with Pre-Existing Conditions in the Family
Increased risk of cancer or cardiovascular disease? Timely protection is essential.
Individuals Unable to Obtain Disability Insurance
Those who cannot get Disability Insurance will find Dread Disease cover a strong alternative.
What is covered?
Versichert
Nicht versichert
How the Application Process Works
Needs Assessment
What coverage amount do you need? We calculate your individual requirements.
Health Assessment
Answering the health questions — we will guide you through the process.
Tariff Comparison
Comparing providers by illness catalogue, benefits, and price.
Start Your Coverage
Sign the contract — your coverage begins after the agreed waiting period.
Frequently Asked Questions
Request Consultation
Free and non-binding — your personal insurance comparison.
Protect yourself from the financial consequences
We provide independent advice on the best critical illness insurance rates on the market.